It’s easy to think that a critical illness won’t happen to you, but if it did – you would want to be protected.
Most homeowners purchase life insurance when they take out a mortgage, but relatively few take out critical illness cover, even though you are more likely to need this type of cover. Critical illness cover pays out when the worst happens and you are diagnosed with an illness specified in your policy.
Having a critical illness cover in place can help ease your recovery by paying out a lump sum or regular payment when you are diagnosed with a serious illness. This could cover your care and treatment, your recuperation, help pay off your mortgage or make up for lost income.
When taking out a critical illness policy, you should ensure you are aware of conditions that are covered, these could include:
- CANCER
- HEART ATTACK
- HEART BYPASS
- KIDNEY FAILURE
- MAJOR ORGAN TRANSPLANT
- MULTIPLE SCLEROSIS
- STROKE
CRITICAL ILLNESS COVER - DO YOU NEED IT?
Check out our infographic for more details
Our expert Protection Consultants will go through your entire policy, ensuring your protection matches your needs.