Having previously been through the house buying process you will have an idea of what is involved, this also means that you will be more prepared for your next move.

You could be moving for a number of reasons, you may be looking to upsize or downsize, or you may have seen your next dream home. Whatever the reason, we’ll consider your current mortgage and advise you on the options available for you. For example, you may currently be tied into a mortgage and transferring your rate over to the new property could be the most suitable option to you.

If you are moving to a new home and need a new mortgage, there are various options available to you. However, it’s important to check if you have any early repayment charges (ERCs) with your current lender in case you are still in your introductory rate period, which would be charged if you were to switch to a new lender. If you do have ERCs, don’t worry – you can still look to move home! You have the choice of moving to a new lender, and paying the ERCs, or remaining with the current lender and porting, as we can explain below.