Entries by Hannah Greig

What is a Variable-Rate Mortgage?

4 December 2025 in /by

A variable-rate mortgage is a type of loan where the interest rate can change over time. This means your monthly payments may fluctuate based on the lender’s policies or economic conditions, often influenced by the Bank of England’s base rate. Many borrowers hope to see rates decrease, which can lead to lower monthly payments! Here […]

Should I overpay my mortgage?

16 July 2025 in /by

Overpaying your mortgage means making monthly payments that exceed what is required. This strategy can help you save on interest and pay off your mortgage more quickly. Choosing to make these extra payments can provide a significant boost to your financial situation. Here’s why: Reducing your debt from buying a home helps you become mortgage-free […]