Could You Lower Your Mortgage Payments in Time For Christmas?

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With the summer months long gone and the festive month(s) nearing, now is a good time to look at your mortgage.

If you haven’t looked at your mortgage for a while, you could be paying more than you should on your mortgage. This could because you have been transferred over to your lender’s standard variable rate (SVR). A lender normally transfers you onto their standard variable rate when your fixed rate comes to an end. Allowing your mortgage to revert to the SVR can cost you dearly, as lenders typically hold their SVR at a significantly higher rate. Recent research from Which? states that UK homeowners are spending £4,000 too much on their mortgages each year [1].

Aberdeen Mortgage Company can review your current mortgage rate to ensure your monthly mortgage payments remain competitive and that you are taking full advantage of current low rates. The aim being to find you a new deal that could potentially give you that extra bit of savings every month – just in time for sleigh bells ringing.

Reviewing your mortgage is generally a simpler process than your initial mortgage, beginning with a quick phone call to start the process and confirm details.

You have nothing to lose (except maybe a few pounds off your mortgage) by enquiring today. For a quick chat to get started, call 01224 316200 or fill in our online enquiry form.

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Source:

Homeowners spending £4,000 too much on their mortgages each year – https://www.which.co.uk/news/2018/10/homeowners-spending-4000-too-much-on-their-mortgages-each-year/ – Which? March 2018

Your property may be repossessed if you do not keep up repayments on your mortgage.

This firm usually charges a fee of up to £395 for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Please note if we recommend a Product Transfer with your existing lender then no mortgage advice fee will be payable, we receive commission from the provider.

Lifetime Finance Group Limited trading as Aberdeen Mortgage Company is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.

AIG launches Smart Health – 24/7 GP and Health & Wellbeing

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AIG have launched Smart Health. It gives unlimited access to a 24/7 virtual GP as well as a range of other health and wellbeing experts. With any AIG policy, Smart Health is available at no extra cost.

24/7 virtual GP

Managing your health doesn’t always fit in to the 9-5. That’s why when you need a medical appointment, the Smart Health service provides you with unlimited, round the clock access to a GP.

Bookable on the app, you can get a 30-minute slot at a time that suits you – wherever you are in the world. Whether it’s over the phone or via video call, the AIG team are on hand for medical advice, prescriptions or further specialist referral.

Best Doctors – a second medical opinion service

This gives you and your family access to a network of 50,000+ medical specialists with the expert service from Best Doctors.

If you need a second opinion on a complex medical case or if you’re struggling to get a diagnosis, world-leading experts will be on hand to assess your case and provide recommendations for treatment on a wide variety of conditions.

Mental health support

The dedicated team of support staff are available to provide the right support strategy and treatment. They’ll talk to you to get to the bottom of your condition and then recommend the right solution for you.

Whether it’s to help you cope with stress, anxiety, trauma, depression or a recent bereavement, the service is there to help you or one of your family members when you need it.

Health check

The Smart Health online questionnaire supports you in taking proactive steps to manage your health and lifestyle. You can also discover more about your cardiovascular profile or any screening programmes that may suit you.

You’ll get a personalised report that’s unique to you, containing tips for improving medical conditions and nutrition, as well as forming healthy habits for the future.

Fitness programme

Smart Health’s tailored online 4 or 8 week programme, designed by sports coaches and nutrition experts, are an ideal solution to support your health and fitness goals through a combination of diet and exercise.

Whether training for an event or just wanting to lose weight, you’ll get a weekly menu and a daily exercise routine that is designed just for you.

Nutrition consultation

Our nutrition consultation service can be requested either over the phone or online. A team of specialist nutritionists are on hand to give advice on weight loss, pregnancy, food intolerances and much more.

Their expert advice and knowledge will provide you with a personalised plan, including meal plans and weekly menus, all to support you in reaching your nutritional goals.

Source: AIG Your Smart Health toolkit, Customer Sales Aid, 2019

Please note for these insurance products, terms and conditions apply. This information is for summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

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Our expert protection advisers can arrange the correct life insurance policy for you. Speak with our expert advisers by calling 01224 316200, email us or fill in our online enquiry form.

Lifetime Finance Group Limited trading as Aberdeen Mortgage Company is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.