Entries by Neil Carruthers

How to protect your mortgage payments when you’re unable to work

Affordable mortgage cover that can protect your monthly mortgage payment should you be unable to work due to illness or injury. Protection provider LV have launched a brand-new product specifically to help protect your mortgage or rent payment every month. If you were unable to work due to illness or injury, this cover would protect up to 100% of […]

Group Income Protection for Businesses – How you can reward your employees

Group Income Protection gives access to a range of professionally delivered workplace wellbeing solutions, added value services, provides rehabilitation and financial support. It adds value to your business as an important addition to a modern benefits package. Help with managing the cost of long-term sickness absence Long-term employee absences can have a huge impact on businesses. […]

COVID-19 Life Insurance Myths – Dispelled

While no amount of money can ever replace a life, insurers have and continue to do everything they possibly can to help families cope financially through these distressing and worrying times. There are many false rumours and claims circulating regarding life insurance claims and COVID-19. In our article we hope to dispel these myths. If […]

95% Mortgages Return for First Time Buyers & Homemovers

The COVID-19 pandemic has led to a reduction in the availability of high loan-to-value (LTV) mortgage products, particularly for prospective homebuyers with only a 5% deposit. This has left many hard-working households unable to get onto the housing ladder. In today’s Budget the government has therefore announced a mortgage guarantee scheme to support a new […]

What is the First Home Fund?

The First Home Fund is a £200 million shared equity pilot scheme to provide first-time buyers with up to £25,000 to help them buy a home. It is open to all first-time buyers in Scotland and can be used to help buy both new build and existing properties. The First Home Fund is run by […]