Serious illnesses like cancer and heart conditions are all too common. While our country’s healthcare system is advanced, sometimes the very latest treatment options may not be available in the UK. There are currently around 6,000 people on the UK Transplant Waiting List. Last year over 400 people died while waiting for a transplant [1]. […]
According to a recent article in FT Adviser, “Homeowners in Britain are woefully under-prepared in the event of long-term sickness, accident or ill health.”1 Nobody plans to get hit by a bus but these things do happen. Should you be left unable to work do you have a plan in place to keep paying your bills […]
Today, the Bank of England has increased the base rate from 0.5% to 0.75%. This is only the second time in a decade they have increased the rates and it is the highest level since March 2009. What does an interest rate rise mean for your mortgage? More than 3.5 million residential mortgages are on […]
Could you and your family cope financially if the worst was to happen and you could not earn a living? Read on for our infographic on Critical Illness and Income Protection – Would You Run the Risk? Click on the infographic for full-size image.
According to a new report from Scottish Widows, more than half (58%) of men with dependent children have no life insurance. That means that just over 4.5 million dads could be leaving their families with no financial protection if the worst was to happen to them. Life insurance is designed to come to the rescue […]
Critical Illness Cover – Do you need it? Could you and your family cope financially if the worst was to happen and you were to become seriously ill and could not earn a living? Click on the image for a larger version of the infographic
Arranging your mortgage and buying a new build property is an exciting time. However, the jargon that is used throughout the process can be confusing. We’ve put together a jargon buster to help you along the way during your house buying process. Your property may be repossessed if you do not keep up repayments on […]
Buying a new build property can be exciting. With more and more developments popping up, we look at 6 reasons why a new build property could be perfect for you. Your structure is covered The majority of new-build homes come with a 10-year NHBC (National House Building Council) warranty (check with the development you’re visiting). […]
The Scottish Government has announced it will be extending the Help to Buy (Scotland): Affordable New Build scheme for a further two years. Help to Buy Scotland is set out to help first time buyers and home-movers purchase a new build home. The scheme helps people to buy new-build homes without the need for large […]
With Mother’s Day approaching, we reflect on the importance of mothers in our lives, yet a high percentage of them maybe financially unprotected. According to a Scottish Widows’ survey of 5,077 adults in the UK, 60% of women with a dependent child have no life insurance. The importance of life insurance Life insurance comes to […]