What would an increase in interest rate mean for your mortgage? The Bank of England has announced that it is keeping interest rates at 0.5% but has also hinted at increasing the base rate soon [1]. They did say rates would need to rise “earlier” and by a “somewhat greater extend” than they thought at their […]
Critical Illness Cover is designed to pay out a lump sum or regular payment to ease your recovery if the worst was to happen and you are diagnosed with a serious illness specified in your policy. Common myths surrounding critical illness may result in people being reluctant to take out a policy, even though you […]
Life Insurance can be confusing especially with the different jargon that gets used. All you want to do is make sure you’ve setup the right cover for you and your family. Our blog sets out to answer some of those most asked questions about life insurance. What types of cover can I get? Level Cover […]
Remortgaging is all about switching your mortgage without the hassle of moving to a new house. There are key times to do this. You don’t have to stay with the same lender for the duration of your mortgage, but don’t just switch mortgage to free up extra cash for holidays. Instead make an informed decision […]
Could your children, partner or relatives survive without your income? Would they have enough to cover the mortgage or other living expenses? Life insurance pays out a lump sum or monthly payment to your family in the event of your death. Click on infographic for larger image.
Critical Illness Cover [definition] Critical Illness Cover pays out when the worst happens and you’re diagnosed with a serious illness such as cancer or stroke. At the age of 37, one of our clients received the worst news. She had been diagnosed with thyroid cancer. The worst diagnosis you could ever receive. Sadly, there are 980 […]
September is not just Childhood Cancer Awareness Month but also host to the highly popular World’s Biggest Coffee Morning for MacMillan Cancer Support and Dryathlon for Cancer Research UK. Many of us will be hosting or attending coffee mornings and some of us may even be going dry for September to help raise funds for […]
A recent study from Shelter revealed that more than a third of families (37%)1 in England could not afford to pay housing costs for more than one month if they lost their income and 23% of working families would be unable to pay housing costs at all. For some families, losing income and having to […]
On Wednesday 23rd October, we took part in the #MacmillanCoffeeMorning, the World’s Biggest Coffee Morning. Our team made some extremely tasty treats … there was LOADS. A MASSIVE thank you to everyone that came into the office – both clients and staff, it was very much appreciated. Thanks to those that made the effort of baking and […]
Help to Buy Scotland: It’s baaaack Yesterday, First Minister Nicola Sturgeon pledged to provide £195 million over the next three years to extend the Help to Buy (Scotland) scheme. The funding is set to help at least 6,500 households and promises a “root and branch review of the planning system” The previous Help-to-Buy scheme closed in […]